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Julio Borroto, CPF

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A Cheap and Easy Secret to Remove Late Payments to Restore Your Credit Score

Part 1

4 min readJan 10, 2024

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A Cheap and Easy Secret to Remove Late Payments to Restore Your Credit Score

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1

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Julio Borroto, CPF
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Towards Finance

Know Your Options to Get Out of Debt

There are plenty of options to get you into debt; now consider options that can get you out of debt.

10 min readDec 29, 2023

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Know Your Options to Get Out of Debt

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How to Inflation-Proof Your Life and Fight Recession

Artwork Illustration by Julio Borroto

15 min readJun 6, 2022

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How to Inflation-Proof Your Life and Fight Recession

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Julio Borroto, CPF
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An Idea (by Ingenious Piece)

How to Stop Debt Collection Calls

You have felt anger and despair when collectors call or send you letters. You are a good person and do not have the funds to pay them since…

4 min readJun 20, 2022

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How to Stop Debt Collection Calls

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An Idea (by Ingenious Piece)

How to Quickly Improve Your Credit Score

How to fix your credit to borrow at a lower rate

4 min readOct 3, 2020

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How to Quickly Improve Your Credit Score

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Julio Borroto, CPF

Hi,

I thoroughly listened to the video of Dave Ramsey, and first of all, yes, I agree that many Financial Advisors have the exact blueprint, a…

2 min readMar 5, 2024

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Julio Borroto, CPF
in
Towards Finance

Please Avoid Being Financially Hurt by U.S. Predatory Banks

Banking scams are high and will affect every American. Be aware of those predatory banks to prevent them from ruining you and your family’s…

11 min readFeb 29, 2024

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Please Avoid Being Financially Hurt by U.S. Predatory Banks

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Julio Borroto, CPF
in
Towards Finance

Get Ready to Lose Your Privacy Because Central Bank Digital Currency (CBDC) Is Going to Make Life…

Few know the complexity that will come with CBDC. Of course, it can be a matter of opinion, but are we ready to lose our privacy and allow…

5 min readFeb 18, 2024

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Get Ready to Lose Your Privacy Because Central Bank Digital Currency (CBDC) Is Going to Make Life…

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Julio Borroto, CPF

(Part 2) A Cheap and Easy Secret to Remove Late Payments to Restore Your Credit Score and Save $200.

There are times when the battle of getting your late payments and other bad credit reports removed can be all uphill. But you should not…

2 min readFeb 9, 2024

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(Part 2) A Cheap and Easy Secret to Remove Late Payments to Restore Your Credit Score and Save $200.

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Julio Borroto, CPF

Hi Ryan,

I hope this message finds you well. Thank you so much for your encouragement and always responding to my articles; it is much appreciated.

1 min readFeb 7, 2024

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Julio Borroto, CPF

Julio Borroto, CPF

🧸 Stay at Home Dad🍼 I have a Personal Financial Certification, and I want to teach you how to Survive on a Shoe String Budget.

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