Hi Aleena,

I agree that if you have an investment portfolio that generates income and capital gains, there is no need for a savings account because you are invested in the market.

I feel there is no better savings account with some risk, of course, which most are unfamiliar with and fear. Smart move on your part. Keep it up.

Also, most Financial Consultants have not experienced financial hardship, do not understand what it is like to be in debt, and must follow a textbook formula, which is not perfect for most folks.

I also find working with tax-free capital beneficial to secure net worth.

Thanks for your article. It sheds much light.

Best regards,
Julio